Terrace Finance is not a lender. We route your application through our network of payment solution providers. Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 or older to apply.
Apply
Apply online through our easy application.
Get Matched
We route your application through the Tuesday Morning network of payment solution providers to find a program for your unique credit profile.
Shop
You will receive instructions on how to gather and submit the product links to us.
Finalize
Review and e-sign the contract with the payment provider for the final purchase amount.
Spread Payments Over Time
NOW 90 DAYS WITH 0% INTEREST
Grab your ID and banking info to complete our quick application.
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Lease To Own
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Special Offer For You
We offer the Tuesday Morning payment solution for customers who wish to pay over time for their purchase. All credit profiles are considered and welcome. Your application gets routed through the our network of payment solution providers which works to find you a program compatible with your credit profile and needs.
Spread Payments Over Time
Allow your purchase to fit within your budget by spreading payments over time.
All Credit Profiles Considered
Terrace’s network of multiple payment solution providers increases your chances of approval over single-lender providers (even if you have less-than-perfect credit).
Pay Off Early & Save
A variety of early payoff options are available depending on the provider you are matched with.
Frequently Asked Questions
What information is needed to apply?
A: Your personal and income information, and if approved, you’ll be required to provide banking information prior to completing your agreement.
Will my credit be affected if I apply?
Tuesday Morning Finance conducts a “soft credit pull” to take a glance at your credit score and route your application to a payment solution provider that is within range. A soft credit pull does not affect your credit score. However, the payment solution providers, you will see their terms and conditions prior to them pulling your credit and you may choose to stop the process at that time.
What is the rate?
We work with multiple payment solution providers that service a range of credit
profiles. Terms vary by the provider and the specific program you are matched with during the application process. Prior to any commitment, you will be presented with
terms and conditions
Is this a loan or a lease?
Different providers use payment solutions that can be loans or leases. All of the offerings must disclose the type. We require all plans to have early buyout options to give you the most freedom in using our solutions.
What if my merchandise arrives damaged or partially missing?
You should reach out to your merchant to work through their customer service
processes. If there is a delay in receiving your products, Terrace Finance can help
coordinate the updating of your payment solution.Terrace Finance Corp.
2580 Anthem Village Parkway | Suite B | Henderson | NV 89052 | (888) 509-1370
www.terracefinance.com / info@terracefinance.com
What if I want to return my product?
If you are within the merchant return policy, you can work directly with the merchant
to complete the return. The merchant will confirm the return of the product, and the
lender can be notified. If after the store return policy, you should refer to your
agreement. You should notify your payment solution provider if you chose to use this
option.
How do I make payments?
The payment solution provider will provide payment instructions and payment alternatives in their agreement. Terrace Finance cannot take payments on behalf of its payment solution providers.
What happens at the end of my agreement?
The payment solution provider will specify the end of the term in their agreement.
You can reach out to your payment solution provider if you need more information.
What if I am having a hardship and unable to pay?
Tuesday Morning cannot commit on behalf of our payment solution providers. We
recommend that you reach out to your payment solution provider as soon as possible to work out arrangements.
