Terrace Finance is not a lender. We route your application through our network of payment solution providers. Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 or older to apply.
Get Approved For Up To $4,000
Get an instant decision for a lease line that will allow you to lease merchandise with a cash price up to $4,000.**
Shop Without Using Credit
You can get the things you want for your home without using credit.
Easy Payment Options
Make flexible lease renewal payments that are conveniently scheduled with your payday.
Flexible terms that put you in control
Complete the lease
After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.
Early purchase savings
You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more you save.
90-day purchase option
(3 months in CA)
Own the items in 12 months with a flexible payment schedule or early purchase at a discount anytime. Customers who use the First Early Purchase Option in the first 90 days of the agreement (3 months in CA) save big on leasing costs.
Apply NowFAQs
Got Questions?
What information is needed to apply?
A: Your personal and income information, and if approved, youโll be required to provide banking information prior to completing your agreement.
Will my credit be affected if I apply?
Tuesday Morning Finance conducts a โsoft credit pullโ to take a glance at your credit score and route your application to a payment solution provider that is within range. A soft credit pull does not affect your credit score. However, the payment solution providers, you will see their terms and conditions prior to them pulling your credit and you may choose to stop the process at that time.
What is the rate?
We work with multiple payment solution providers that service a range of credit
profiles. Terms vary by the provider and the specific program you are matched with during the application process. Prior to any commitment, you will be presented with
terms and conditions
Is this a loan or a lease?
Different providers use payment solutions that can be loans or leases. All of the offerings must disclose the type. We require all plans to have early buyout options to give you the most freedom in using our solutions.
What if my merchandise arrives damaged or partially missing?
You should reach out to your merchant to work through their customer service
processes. If there is a delay in receiving your products, Terrace Finance can help
coordinate the updating of your payment solution.Terrace Finance Corp.
2580 Anthem Village Parkway | Suite B | Henderson | NV 89052 | (888) 509-1370
www.terracefinance.com / info@terracefinance.com
What if I want to return my product?
If you are within the merchant return policy, you can work directly with the merchant
to complete the return. The merchant will confirm the return of the product, and the
lender can be notified. If after the store return policy, you should refer to your
agreement. You should notify your payment solution provider if you chose to use this
option.
How do I make payments?
The payment solution provider will provide payment instructions and payment alternatives in their agreement. Terrace Finance cannot take payments on behalf of its payment solution providers.
What happens at the end of my agreement?
The payment solution provider will specify the end of the term in their agreement.
You can reach out to your payment solution provider if you need more information.
What if I am having a hardship and unable to pay?
Tuesday Morning cannot commit on behalf of our payment solution providers. We
recommend that you reach out to your payment solution provider as soon as possible to work out arrangements.
